Personal Financial Readiness
Personal Financial Readiness is a free service offered base-wide by the Military & Family Readiness Center. It is designed to help both single airmen and military families successfully manage their personal finances by providing educational programs and personal assistance when needed.
PFR offers several classes on a recurring basis. They are also available for one-on-one financial counseling sessions. These services provide informational resources on a variety of financial topics, including understanding your LES, purchasing a home, investing, Thrift Savings Plan, consumer protection, credit issues, money management, and debt relief.
Classes & Services
Bundles for Babies

Take advantage of this opportunity to learn about budgeting for baby, parenting skills, meet other expectant parents, and ready yourself for the excitement and wonders of parenthood! Active duty, Guard, and Reserve on Title 10 orders and their spouses are invited to attend and will receive a $50 AAFES gift card from the Air Force Aid Society.
Credit & Debt Mgmt

Understand the pros and cons of having credit. We'll discuss building credit and look at some of the myths about establishing and using credit wisely. Credit reports, credit scores, and identity theft will be covered.
Financial Check-up

This class is designed for new supervisors and is required for all first duty station Airmen. It focuses on issues from fraud to financial trouble spots and provides useful information for anyone facing money management challenges.
Home-buying

We bring the experts to you! Learn from financial counselors, mortgage lenders, appraisers, VA reps, and home inspectors. This is one of your biggest purchases, get it done right!
Investing 101

A foundational class for the beginning investor. This seminar discusses the basics of investing. What is stock? What is a bond? How does a mutual fund work? What is risk? Learn about all of these things and more!
Money Habitudes

Is it really about the money? Nope! Your habits and attitudes, or "habitudes", about money that actually cause the challenges. Identify your habitudes and those of others to understand why people disagree about money. When you get a handle on your habitudes you will gain more control of your money and life.
Movin' Out!

This is a mandatory class for dorm residents planning to move off base. Bring your dorm out-processing checklist, latest monthly LES, and a list of monthly bills/expenditures. Set yourself up for success by planning for this exciting move!
Thrift Savings Plan

Learn why the Thrift Savings Plan has been called the Model for all 401(k) Plans! No matter how much time you plan to be in federal service (uniformed or civilian), the TSP is a retirement savings plan that you will thank yourself for contributing to when you reach your retirement age.
Don't see what you're looking for? Ask us!
If we don't have a class ready to go, we can build it.
Let us bring our expertise to you!
Our financial programs can be brought out to your unit, commander's call, or spouses group.
Contact us today and we'll make it happen!
Meet With A Counselor
We offer both individual and family sessions. We're here to help you analyze and assess your financial concerns and assist in developing a personalized spending plan. Clients identify goals, plans, and needs, and are provided with essential financial information so that they are able to make informed choices.
Upcoming Events & Classes
Please call to reserve seats for classes and seminars.

TSP MillionaireMilitary & Family Readiness Center
Oct12
TSP MillionaireMilitary & Family Readiness Center

Thursdays: October 12, November 9 & December 14 • 9-10am
M&FRC, Room 148
Come learn more about TSP so you can maximize your opportunity ...

RayVets Targeted R ...Military & Family Readiness Center
Oct12
RayVets Targeted Resume PreparationMilitary & Family Readiness Center

Thursdays: October 12, November 9 & December 7 • 3-5pm
Transition Center, Room 309
Employers often have different standards for the resumes ...

Heart Link Spouse ...Military & Family Readiness Center
Oct13
Heart Link Spouse OrientationMilitary & Family Readiness Center

Friday, October 13 • 8am-2pm
Unit Sponsored
There is no better opportunity to meet other spouses while learning more about the Air Force ...

Personal Finance f ...Military & Family Readiness Center
Oct13
Personal Finance for PromotionMilitary & Family Readiness Center

Fridays: October 13, November 10 & December 8 • 9-10am
M&FRC, Room 148
There is no better time to review your personal ...

Employment ClassMilitary & Family Readiness Center
Oct23
Employment ClassMilitary & Family Readiness Center

Mondays: October 2 & 23, November 13 & 27, December 11 11:30am-12:30pm
M&FRC, Room 148
Basic employment fundamentals for customers that are preparing for ...

Cooking for Single ...Military & Family Readiness Center
Nov07
Cooking for SinglesMilitary & Family Readiness Center

Tuesday, November 7 • 11:30am-12:30pm
Human Performance Center (HPC), Bldg 2303 (next to Benko Fitness Center)
We teach Airmen how to prepare simple ...

TSP MillionaireMilitary & Family Readiness Center
Nov09
TSP MillionaireMilitary & Family Readiness Center

Thursdays: October 12, November 9 & December 14 • 9-10am
M&FRC, Room 148
Come learn more about TSP so you can maximize your opportunity ...

RayVets Targeted R ...Military & Family Readiness Center
Nov09
RayVets Targeted Resume PreparationMilitary & Family Readiness Center

Thursdays: October 12, November 9 & December 7 • 3-5pm
Transition Center, Room 309
Employers often have different standards for the resumes ...

Personal Finance f ...Military & Family Readiness Center
Nov10
Personal Finance for PromotionMilitary & Family Readiness Center

Fridays: October 13, November 10 & December 8 • 9-10am
M&FRC, Room 148
There is no better time to review your personal ...

Employment ClassMilitary & Family Readiness Center
Nov13
Employment ClassMilitary & Family Readiness Center

Mondays: October 2 & 23, November 13 & 27, December 11 11:30am-12:30pm
M&FRC, Room 148
Basic employment fundamentals for customers that are preparing for ...

Employment ClassMilitary & Family Readiness Center
Nov27
Employment ClassMilitary & Family Readiness Center

Mondays: October 2 & 23, November 13 & 27, December 11 11:30am-12:30pm
M&FRC, Room 148
Basic employment fundamentals for customers that are preparing for ...

Bundles for BabiesMilitary & Family Readiness Center
Nov30
Bundles for BabiesMilitary & Family Readiness Center

Thursday, November 30 • 9am-12pm
M&FRC, Room 148
An Air Force Aid Society sponsored program facilitated by Military & Family Readiness Center staff ...